This integrated Privacy & Cookie Policy (“Policy”) describes how Accfin Software (Pty) Ltd (“Accfin”, “we”, “our”) collects, uses, discloses, retains, and protects your personal information and how we use cookies and related technologies. This Policy is aligned with the Protection of Personal Information Act (POPIA) and all applicable South African laws. This Policy applies to any website, application, cloud system, software platform, form, document, or service referencing it. It also supplements any other product-specific notices that may apply to Accfin’s processing activities. Your privacy is important to us, and we are committed to transparency and responsible data governance. 1. Who We Are Accfin Software (Pty) Ltd is a South African software company that develops digital solutions for accounting firms, payroll professionals, tax practitioners, and related industries. All references to “Accfin” in this Policy refer to Accfin Software (Pty) Ltd. For questions about this Policy: [email protected] 2. How We Collect Information We collect personal information in accordance with POPIA: 2.1 Direct Collection We collect information directly from you when you:
Apply for or subscribe to a product
Create or manage user accounts
Use our software, cloud systems, or portals
Request support
Contact us via phone, email, or web forms
Participate in training or webinars
2.2 Indirect Collection Collected when you interact with our:
Website
Software applications
Cloud portals & APIs
Digital communication channels
Social media pages
This may include device data, logs, cookies, analytics, and metadata. 2.3 Third-Party Sources Where lawful and relevant, we may obtain information from:
Your employer or organisation
IT implementation partners
Payment processors
Public databases
Cloud hosting providers
Data aggregators
If required information is not provided, Accfin may be unable to deliver certain software, services, or support functions. 3. Collection by Third Parties Our website and software may include links to third-party systems. These parties may independently collect information about you. Accfin does not control such third-party data practices. We also use communication platforms such as GoogleLinkedIn, Facebook, WhatsApp, Instagram, and X (Twitter). These platforms may collect your data according to their own policies, including behavioural tracking. We encourage users to review the privacy policies of all third-party services used in connection with Accfin. 4. What Information We Collect Depending on your engagement with Accfin, we may process: 4.1 Identity Information
Name and surname
Identification
Professional designation
Company or practice information
4.2 Contact Information
Email address
Mobile and telephone numbers
Physical and postal address
4.3 Online & Technical Information
IP address
Browser and device details
Cookies and tracking identifiers
Usage and diagnostic logs
API and system interaction data
Login timestamps
4.4 Financial Information
Billing and invoicing details
Payment history
Subscription and licensing data
4.5 Contractual Information
Software agreements
Licensing terms
Support contracts
4.6 Client Data Processed Through Accfin Systems Where your practice uploads taxpayer, payroll, accounting, or financial data into Accfin software, you remain the Responsible Party, and Accfin processes such information strictly as an Operator. 4.7 Consent Where processing requires consent, you may withdraw such consent at any time. Withdrawal does not affect prior lawful processing. 5. How We Use Your Information Accfin uses personal information for lawful purposes, including: 5.1 Providing and Supporting Software Services
Account creation and registration
Identity verification and authentication
Cloud hosting, data backup, and platform access
System updates, upgrades, and performance improvements
Licence and subscription administration
5.2 Communication and Support
Responding to queries
Support ticket handling
Product notifications and updates
Scheduled maintenance alerts
5.3 Security and Compliance
Fraud detection
Incident investigation
Monitoring system usage for unauthorised access
Compliance with legal and regulatory obligations
5.4 Business Operations
Billing and invoicing
Contract management
Internal audits and quality assurance processes
5.5 Analytics & Service Improvement
Understanding usage behaviour
Product development
Troubleshooting and error diagnostics
5.6 Marketing (Where Permitted)
Product updates
Webinars, events, and educational content
Newsletters
You may opt out of marketing communications at any time. 5.7 Legal Grounds for Processing Under POPIA, we process information only where lawful grounds exist, including:
Consent
Contractual necessity
Legal obligation
Legitimate interest
Public duty
6. Sharing Your Information Accfin shares personal information only where lawful, necessary, and secure: 6.1 Third-Party Service Providers Including:
Cloud hosting partners
Payment processors
Security and monitoring services
Integration partners
IT support vendors
These providers are contractually bound to maintain confidentiality and security. 6.2 Law Enforcement or Regulatory Bodies Where legally required. 6.3 Aggregated or Anonymised Data Shared only when it cannot identify individuals. Accfin does not sell, trade, or rent personal information. 7. Cross-Border Transfers Accfin may store or process data using service providers located outside South Africa. We ensure compliance with POPIA by:
Using providers in jurisdictions with adequate protection, or
Entering into agreements ensuring POPIA-aligned safeguards.
8. Security & Storage of Information Accfin protects data using industry-standard technical and organisational measures, including:
Encryption at rest and in transit
Network security controls
Multi-factor authentication
Intrusion detection systems
Regular audits and penetration testing
Strict access controls
Personal information is retained only as long as necessary for contractual, legal, or business purposes. 9. Your Rights: Access, Correction, Objection You may request:
Access to personal information
Correction of inaccurate or outdated information
Deletion (where legally permissible)
Withdrawal of consent
Objection to processing on reasonable grounds
Requests should be submitted in accordance with Accfin’s PAIA Manual. 10. Marketing Permissions Electronic direct marketing is permitted only with your consent unless otherwise allowed under POPIA. You may opt out at any time; changes will be applied within 3–5 business days. 11. Clickstream Data Accfin may collect anonymous visitor analytics, including:
IP address
Pages visited
Links clicked
Referring websites
Browser type
Date and time of access
This data assists in improving system performance and user experience. 12. Cookie Policy 12.1 What Are Cookies? Cookies are small text files placed on your device to track usage, enable functionality, and enhance your experience. Cookies may be:
Session or persistent
First-party or third-party
12.2 Why We Use Cookies Accfin uses cookies for: Essential Functionality
Secure login
Session management
Authentication
Ensuring platform stability
Performance & Analytics
Monitoring website and software usage
Improving product functionality
Error tracking and diagnostics
Functionality
Remembering settings and preferences
Customising user experience
Marketing (Where Permitted)
Measuring campaign effectiveness
Delivering relevant Accfin product advertisements
Remarketing (only with consent where required)
Security
Monitoring suspicious activity
Preventing unauthorised access
Third-party service providers may also use cookies for analytics, support tools, embedded content, or advertising. 12.3 Information Collected by Cookies Cookies may automatically collect:
IP address
Device and browser details
User behaviour and navigation
Login timestamps
Session identifiers
This information helps maintain system security and optimise performance. 12.4 Managing or Disabling Cookies You may disable cookies via your browser settings. However, disabling cookies may impact:
Login capability
Personalised settings
Secure areas of the platform
System performance
13. Children Accfin does not knowingly process the personal information of children unless required by contract or law and with proper safeguards. 14. Updates to This Policy This Policy may be updated occasionally to reflect:
Legal changes
Product improvements
Security upgrades
The latest version will always appear on our website. 15. Contact Us For questions, clarifications, or complaints regarding this Policy: 📧 [email protected] 📍 Accfin Software (Pty) Ltd (South Africa)